US 2014/0006165 A1 · SYSTEMS AND METHODS FOR PRESENTING OFFERS DURING AN IN-STORE SHOPPING EXPERIENCE

Abstract

Embodiments of the invention are directed to systems, methods, and computer program products for presenting one or more offers to a user during a shopping experience including the steps of receiving an input that the user has entered a store, receiving product identifiers, comparing the product identifiers to the at least one rule, determine the one or more offers for one or more products associated with the product identifiers to the at least one rule, presenting to the user, via a user interface, the one or more offers for the one or more products before the user enters the point of transaction area of the store, receiving an input from the user accepting the one or more offers; and transmitting acceptance of the one or more offers by the user to at least one of a financial institution of the user or the merchant.

Claims20

Dependent claims

A system for presenting one or more offers to a consumer during a shopping experience in a store of a merchant prior to the consumer entering a point of transaction area of the store, the system comprising:

a communication interface;
a database comprising at least one rule, where the at least one rule relates to offers for one or more products;
a mobile device associated with the consumer, where the mobile device comprises a user interface;
a processing device in communication with the communication interface, the database, and the mobile device;
a non-transitory computer-readable medium comprising computer-executable instruction code, that when executed causes the processing device to:
receive input that the consumer has entered the store of the merchant;
receive one or more product identifiers associated with one or more products;
apply the one or more product identifiers to the at least one rule;
determine the one or more offers for the one or more products based at least partially on the application of the one or more product identifiers to the at least one rule;
and
present to the consumer, via the user interface, the one or more offers for the one or more products before the consumer enters the point of transaction area of the store;
receive an input from the consumer accepting the one or more offers;
and
transmit acceptance of the one or more offers by the consumer to at least one of a financial institution of the consumer or the merchant.

11 more elements

A computer program product for presenting one or more offers to a consumer during a shopping experience in a store of a merchant prior to the consumer entering a point of transaction area of the store, the computer program product comprising:

a non-transitory computer readable medium comprising a set of codes for causing a computer to:
receive input that the customer has entered a store;
receive one or more product identifiers;
compare the one or more product identifiers to at least one rule;
determine the one or more offers for one or more products associated with the one or more product identifiers based at least partially on the comparison of the one or more product identifiers to the at least one rule;
and
present to the consumer, via a user interface of a mobile device associated with the consumer, the one or more offer for the one or more products before the consumer enters the point of transaction area of the store;
receive an input from the consumer accepting the one or more offers;
and
transmit acceptance of the one or more offers by the consumer to at least one of a financial institution of the consumer or the merchant.

7 more elements

A computer implemented method for presenting one or more offers to a consumer during a shopping experience in a store of a merchant prior to the consumer entering a point of transaction area of the store, the computer implemented method comprising:

providing a computer processor executing computer readable code structured to cause the computer processor to:
receive input that the customer has entered a store;
receive one or more product identifiers;
compare the one or more product identifier to at least one rule;
determine the one or more offer for one or more product associated with the one or more product identifiers based at least partially on the comparison of the one or more product identifiers to the at least one rule;
and
present to the consumer, via a user interface of a mobile device associated with the consumer, the one or more offers for the one or more products before the consumer enters the point of transaction area of the store;
receive an input from the consumer accepting the one or more offers;
and
transmit acceptance of the one or more offers by the consumer to at least one of a financial institution of the consumer or the merchant.

7 more elements

Dependencies are inferred from the claim text.

Systems and methods for presenting offers during an in-store shopping experience

Life of this patent

Systems and methods for presenting offers during an in-store shopping experience

Life of this patent

Abstract

Claims20