Offers associated with fuel purchase
AssigneeBank of America Corporation
InventorsDavid M. Grigg, Glenn Grossman, Matthew A. Calman, Laura Corinne Bondesen, Alicia C. Jones, Peter John Bertanzetti
Life of this patent
Estimating the term…
Abstract
Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: determine identification information associated with a fuel pump that will be used for fueling the vehicle; transmit a purchase authorization request to an external server based on the identification information; and receive an offer based on offer information associated with the offer substantially matching at least one of user information or account information associated with a user of the apparatus.
Claims20
An apparatus for purchasing fuel for a vehicle from a fuel station, the apparatus comprising:
- a memory;
- a processor;
- and
- a computing module stored in the memory, executable by the processor, and configured to:
- determine identification information associated with a fuel pump that will be used for fueling the vehicle;
- transmit a purchase authorization request to an external server based on the identification information;
- and
- receive an offer based on offer information associated with the offer substantially matching at least one of user information or account information associated with a user of the apparatus, wherein the offer is received by the user based on the user not being excluded by at least one user exclusion rule and a merchant associated with the offer not being excluded by at least one merchant exclusion rule, wherein the offer is received upon determining the apparatus is located at the fuel station and prior to transmitting the purchase authorization request, and wherein the user activates the offer such that the offer reduces the cost of a fuel purchase associated with the purchase authorization request.
(canceled)
(canceled)
A method for purchasing fuel for a vehicle from a fuel station, the method comprising:
- determining, using a computing device processor, identification information associated with a fuel pump that will be used for fueling the vehicle;
- transmitting, using a computing device processor, a purchase authorization request to an external server based on the identification information;
- and
- receiving, using a computing device processor, an offer based on offer information associated with the offer substantially matching at least one of user information or account information associated with a user of an apparatus, wherein the offer is received by the user based on the user not being excluded by at least one user exclusion rule and a merchant associated with the offer not being excluded by at least one merchant exclusion rule, wherein the offer is received upon determining the apparatus is located at the fuel station and prior to transmitting the purchase authorization request, and wherein the user activates the offer such that the offer reduces the cost of a fuel purchase associated with the purchase authorization request.
A computer program product for purchasing fuel for a vehicle from a fuel station, the computer program product comprising:
- a non-transitory computer-readable medium comprising a set of codes for causing a device to:
- determine identification information associated with a fuel pump that will be used for fueling the vehicle;
- transmit a purchase authorization request to an external server based on the identification information;
- and
- receive an offer based on offer information associated with the offer substantially matching at least one of user information or account information associated with the user of the device, wherein the offer is received by the user based on the user not being excluded by at least one user exclusion rule and a merchant associated with the offer not being excluded by at least one merchant exclusion rule, wherein the offer is received upon determining the apparatus is located at the fuel station and prior to transmitting the purchase authorization request, and wherein the user activates the offer such that the offer reduces the cost of a fuel purchase associated with the purchase authorization request.
Dependencies are inferred from the claim text.