US 2014/0006149 A1 · NOTIFYING CUSTOMERS POST-TRANSACTION OF ALTERNATIVE PAYMENT TYPES ACCEPTED BY A MERCHANT

Abstract

Systems, methods, and computer program products are provided provide for notifying customers, post-transaction, of additional payment types accepted by the merchant and, in some embodiments, an option to change the payment type to one of the additional payment types. As such, the present invention serves to make the customer aware of new and emerging payment types, such as specific mobile payment types, that the customer may otherwise be unaware of their acceptance by the merchant. In addition, the merchant may provide and notify the customer of benefits (e.g., discounts, rebates/cash-back or the like) for using one of the additional payment types for a future transaction, thereby, enticing the customer to use the new and emerging payment type.

Claims33

Dependent claims

An apparatus for notifying customers of payment types accepted by a merchant, the apparatus comprising:

a computing platform including a memory and at least one processor in communication with the memory;
and
a payment type notification module stored in the memory, executable by the processor and configured to:
determine that a customer has conducted a transaction with a merchant using a first payment type;
identify one or more additional payment types accepted by the merchant, wherein each additional payment type is different than the first payment type;
and
in response to identification of the one or more additional payment types, generate and communicate a notification to the customer that indicates at least one of the additional payment types.

4 more elements

Dependencies are inferred from the claim text.

Notifying customers post-transaction of alternative payment types accepted by a merchant

Life of this patent

Notifying customers post-transaction of alternative payment types accepted by a merchant

Life of this patent

Abstract

Claims33