US 2014/0006126 A1Published application

Automatic redemption of manufacturer offers

AssigneeGoogle Inc.

InventorsClarence Christopher Mysen, Kosuke Suzuki

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Abstract

A method of automatic redemption of manufacturer offers comprises a loyalty card account linked to a remote offer redemption system. Manufacturers send offers to the remote system, wherein each offer comprises redemption rules and discount information. The user selects and saves offers to his remote system account and presents the loyalty account information to the merchant when making a purchase. The user's loyalty account information causes the transaction details to be forwarded to the merchant's loyalty backend, which determines that the user is registered with the remote system and forwards the transaction details to the remote system. The transaction details are analyzed to determine if the user has an offer that meets the redemption rules. If the user has an applicable saved offer, the offer is redeemed. The offer is marked as “redeemed,” and the user is notified of the redemption.

Claims28

Dependent claims

A computer-implemented method for automatic offer redemption, comprising:

preparing, by a merchant computer, a payment request from a merchant for a purchase by a user from the merchant, the payment request comprising financial payment information for the user and information regarding the purchase;
submitting, by the merchant computer, the payment request to an issuer corresponding to the financial payment information to pay for the purchase in accordance with the financial payment information;
receiving, by the merchant computer, a payment authorization for the payment request from the issuer authorizing the payment for the purchase in accordance with the financial payment information;
transmitting, by the merchant computer, a loyalty point request to a computer that manages a merchant loyalty account of the user, the loyalty point request comprising details of the purchase made by the user at the merchant and an identification of the user, wherein the loyalty point request is different than the payment request;
receiving, by a remote computer management system that manages credentials associated with the user, a transaction record from the merchant loyalty account of the user, the transaction record comprising details of the purchase made by the user at the merchant and an identification of the user, wherein the transaction record is different from the payment request;
determining, by the remote computer management system, whether an offer is associated with the user's credentials, wherein the details of the purchase satisfy one or more redemption rules of the offer;
implementing, by the remote computer management system, a transaction to credit the user an amount associated with the offer, in response to determining that an offer is associated with the user's credentials and that the details of the purchase satisfy the one or more redemption rules of the offer;
and
implementing, by the remote computer management system, a transaction to collect from an originator associated with the offer the amount that was credited by the remote computer management system.

6 more elements

A computer program product, comprising:

a non-transitory computer-readable medium having computer-readable program instructions embodied therein that when executed by a computer perform a method for an automatic offer redemption, the computer-readable program instructions comprising:
computer-readable program instructions for receiving, by a computer that manages an account associated with a user, a request to link a merchant loyalty account of the user to the user's account;
computer-readable program instructions for linking the merchant loyalty account of the user to the user's account;
computer-readable program instructions for receiving a transaction record from the merchant loyalty account of the user, the transaction record comprising details of a purchase made by the user at the merchant and an identification of the user;
computer-readable program instructions for determining whether an offer is associated with the user's account, wherein the details of the purchase satisfy one or more redemption rules of the offer;
and
computer-readable program instructions for redeeming the offer to the user in response to determining that an offer is associated with the user's account and that the details of the purchase satisfy the one or more redemption rules of the offer.

4 more elements

Dependencies are inferred from the claim text.