US 2013/0275239 A1 · Processing Online Transactions

Abstract

Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for such transactions at a POS, including transactions involving payment for both in-store purchases and online orders. Methods are also disclosed for managing inventory and price changes for such transactions where payment can occur at any time in a pay period following order creation. Also disclosed are methods for processing refunds for online orders for which payment was made at a POS. Finally, methods for preventing fraud and abuse as well as restricting the availability of this payment method for certain items are disclosed.

Claims20

Dependent claims

A method for managing online transactions comprising:

receiving, by a server, a request to create an order from a customer;
evaluating, by the server, the order for abusive activity;
determining, by the server, that the order does not indicate abusive activity;
and
transmitting, by the server, for display to the customer, payment options including an in-store point of sale (POS) payment option in response to the determining that the order does not indicate abusive activity.

2 more elements

A system for managing online transactions comprising one or more processors and one or more memory devices operably connected to the processors, the one or more memory devices storing executable and operational data effective to cause the one or more processors to:

receive a request to create an order from a customer;
evaluate the order for abusive activity;
determining that the order does not indicate abusive activity;
and
transmit for display to the customer, payment options including the in-store POS payment option in response to determining that the order does not indicate abusive activity.

2 more elements

Dependencies are inferred from the claim text.

Facts

Application

13/600,841Filed 31 Aug 2012

Priority

16 Apr 2012

Published

17 Oct 2013

Term ends

Not estimatedThe source records don’t support an estimate.

Classification7 codes

G06Q 30/0637
Managing shopping lists, e.g. compiling or processing purchase lists: requiring approval before final submission, e.g. parental approval
G06Q 20/20
Payment architectures: point-of-sale [POS] network systems
G06Q 20/201
Point-of-sale [POS] network systems: price look-up processing, e.g. updating
G06Q 20/202
Point-of-sale [POS] network systems: interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network…

Processing Online Transactions

Life of this patent

Processing Online Transactions

Life of this patent

Abstract

Claims20