Device, system, and method of electronic payment
AssigneeQuick Check Ltd.
InventorsTal Zvi NATHANEL, Shlomit Kugler, Israel Erez Spatz
Life of this patent
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Abstract
The present invention includes device, system, and method of electronic payment. An operator server may transmit, to a smartphone or other portable wireless device of a patron, a unique time-sensitive and location-based code. The unique code may be used to create an ad-hoc linkage or association between the smartphone of the consumer, and a purchase tab of that patron at an establishment or merchant store. The patron may then utilize his smartphone in order to autonomously close his purchase tab at the establishment, and in order to perform remote electronic payment for the purchase tab to the establishment, without requiring involvement or assistant from waiters or establishment personnel.
Claims20
A server to facilitate electronic payment to a business establishment, the server comprising:
- a customer profile database to store at least payment method information provided by a consumer;
- and
- an associator module to receive a message indicating that said consumer is visiting said business establishment, and to generate a unique code temporarily associating a smartphone of said consumer to a purchase tab associated with said consumer at said business establishment.
A point-of-sale terminal for use in a business establishment, the point-of-sale terminal comprising:
- a tab associator module to temporarily link between (i) a purchase tab of a patron of said business establishment, and (ii) a portable electronic device of said patron.
A method implementable on a portable electronic device of a consumer, the method comprising:
- transmitting to a remote server an indication of an identity of a business establishment in which said portable electronic device is located;
- and
- receiving from said remote server a unique code temporarily linking said portable electronic device with a purchase tab associated with said consumer at said business establishment.
Dependencies are inferred from the claim text.