Adding card to mobile/cloud wallet using nfc
AssigneePaypal, Inc.
InventorAli Minaei Moghadam
Life of this patent
Estimating the term…
Abstract
A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.
Claims22
A system comprising:
- a memory storing information about user accounts, where the information comprises funding card information;
- and
- one or more hardware processors in communication with the memory, wherein the one or more hardware processors performs:
- receiving a request from a user device to add a funding card;
- receiving details from the funding card in response to a near field communication (NFC) between the funding card and the user device;
- authenticating a user of the user device;
- and
- adding the funding card to the user account.
A method of adding a card to a user account, comprising:
- receiving, electronically, a request from a user device to add the card;
- receiving, electronically, details from the card in response to a near field communication (NFC) between the card and the user device;
- authenticating, by a hardware processor of a payment provider, a user of the user device;
- and
- adding, by the hardware processor, the card to the user account.
A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
- receiving a request from a user device to add a funding card;
- receiving details from the funding card in response to a Near Field Communication (NFC) between the funding card and the user device;
- authenticating a user of the user device;
- and
- adding the funding card to the user account.
Dependencies are inferred from the claim text.