Offline mobile phone payments

A method for using a wireless appliance in vending transactions, the method comprising:

• requesting a token from a remote server having an account to which the wireless appliance is registered;
• wherein
• the token includes a time stamp and a geofence for validation;
• providing the token to a point-of-sale (POS) terminal using a communication device;
• completing the vending transaction when the token is validated;
• and
• deleting the token from the wireless appliance when the vending transaction is complete.

A method for using a remote server configured to connect to a wireless appliance and a POS terminal, the method comprising:

• receiving a request for a first token from the wireless appliance;
• generating the first token including a time stamp and a geofence for validation;
• validating a second token received from the POS terminal;
• deleting the second token from the server account when the validation fails;
• deleting the second token from the server account when a vending transaction is complete.

A system to perform vending transactions using an internet connection, the system comprising:

• a remote server including a private account;
• the remote server configured to communicate to a wireless appliance and to a POS terminal;
• the remote server further including a plurality of tokens having copies in a wireless appliance;
• wherein
• each of the plurality of tokens includes a time stamp and a geofence;
• the remote server is configured to receive a validation request from the POS terminal;
• the remote server is configured to provide funds from the private account to a vendor associated to the POS terminal when the validation succeeds;
• the remote server is configured to delete one of the plurality of tokens when the validation fails;
• and
• the remote server is configured to provide a receipt to the wireless appliance when the funds are provided from the private account to the vendor.