Requestor-based funds transfer system and methods

A method for transferring funds, the method comprising:

• receiving at a payment enabler computer system that transmits and receives data over a network a communication from a requestor computer device, wherein the communication comprises a request to receive funds from one or more payors, wherein the request includes identification information for the one or more payors, and wherein the request includes data entered using an electronically displayed form provided on the requestor computer device;
• sending by the money handler computer system an invitation to a wireless payor computer device of the one or more payors giving a notification of the request from the requestor computer device;
• receiving from the payor computer device an affirmative response to the request, wherein the response includes data entered using an electronically displayed form provided on the payor computer device;
• arranging by the payment enabler computer system for the funds to be provided to a requestor from the payor.

A funds transfer system, comprising:

• a payment enabler computer system that transmits and receives data over a network, the payment enabler computer system being configured to:
• receive a request from requestor to receive funds from one or more payors, wherein the request comprises data that was entered using an electronic form provided on a wireless requestor computer device of the requestor,
• send an invitation to a wireless payor computer device of the one or more payors giving a notification of the request from the requestor;
• receive from the payor computer device an affirmative response to the request, wherein the response comprises data that was entered using an electronic form that was displayed on the payor computer device;
• and
• arrange for the funds to be provided to the requestor from the payor.

A method for requesting funds, the method comprising:

• providing an electronic form on a requestor wireless computer device that includes an icon for requesting funds from one or more potential payors;
• sending a request from the wireless computer device over a network to search for potential payors and to permit an electronic form to be provided on a payor wireless computer device of at least one of the potential payors that displays the request from the requestor wireless computer device;
• and
• receiving at the requestor wireless computer device a notification of the transfer of funds.