Multi-Party Transactions with Static and/or Dynamic Rules Management Mediated by One or More NFC-Enabled Devices
AssigneeBroadcom Corporation
InventorAram NAHIDIPOUR
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Abstract
Virtual money, in electronic form, with dynamically programmable characteristics other than value for controlling the pay out and use of the stored value are provided. A computational platform, such as but not limited to an NFC-enabled mobile device, can receive and distribute virtual money in accordance with the rules and constraints supplied by the issuer of the value stored in the NFC-enabled mobile device. The rules and constraints can be dynamically changed by the issuer prior to the payout from the NFC-enabled mobile device. Pay outs from the NFC-enabled mobile device further include rules that constrain or define the use of the paid out value.
Claims24
An NFC-enabled computational platform, comprising:
- a computational resource;
- an NFC communication module coupled to the computational resource;
- and
- a memory coupled to the computational resource, the memory configured to store a plurality of accounts and a corresponding plurality of associated rule sets.
A method of conducting a multi-party transaction with dynamic rights management mediated by at least one NFC-enabled device, comprising:
- receiving, by a first NFC-enabled device, first data representing a monetary value;
- receiving, by the first NFC-enabled device, second data representing rules for the distribution of some or all of the monetary value;
- receiving, by the first NFC-enabled device, third data representing an instruction to distribute a first portion of the monetary value;
- transmitting, by the first NFC-enabled device, fourth data representing a second monetary value;
- and
- transmitting, by the first NFC-enabled device, fifth data representing rules for distribution of some or all of the second monetary value.
A method of operating an NFC-enabled device, comprising:
- receiving, by the NFC-enabled device, first data representing a credit value;
- receiving, by the NFC-enabled device, second data representing rules for the distribution of some or all of the credit value;
- receiving, by the NFC-enabled device, third data representing an instruction to distribute a first portion of the credit value;
- transmitting, by the NFC-enabled device, fourth data representing a second credit value;
- and
- transmitting, by the NFC-enabled device, fifth data representing rules for distribution of some or all of the second credit value;
- wherein credit is an authorization for a third party to pay monetary value in connection with a transaction.
A method of charitable giving, comprising:
- receiving and storing at a first NFC-enabled computational platform information representing a first monetary value;
- receiving and storing at the first NFC-enabled computational platform information restricting the use of the monetary value;
- communicating, between the first NFC-enabled computational platform, to a second NFC-enabled computational platform, information indicative of a second monetary value less than or equal to the first monetary value;
- and
- communicating, between the first NFC-enabled computational platform, to a second NFC-enabled computational platform, information that restricts the distribution rights of the second monetary value.
A method of operating an electronically accessible device, comprising:
- receiving, by the electronically accessible device, first data representing a first commercial value;
- receiving, by the electronically accessible device, second data representing rules for the distribution of some or all of the first commercial value;
- receiving, by the electronically accessible device, third data representing an instruction to distribute a first portion of the first commercial value;
- and
- transmitting, by the electronically accessible device, fourth data representing a second commercial value;
- wherein the second commercial value is within a range of values in accordance with the rules for the distribution of some or all of the commercial value.
Dependencies are inferred from the claim text.