# US 2013/0159142 A1 · System and method for automating real estate matching

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- Number: US 2013/0159142 A1
- Document ID: US20130159142A1
- Status: Published application
- Kind: A1
- Application number: 13/562,376
- Filed: 2012-07-31
- Published: 2013-06-20
- Earliest claimed: 2011-12-15
- Inventors: Eli Moreno; Amber Lynn Moreno
- Web page: https://patentgrep.com/patent/US20130159142A1

## CPC

- G06Q 30/0601: Electronic shopping [e-shopping]
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

The present invention generally relates to computer implemented real estate services. Specifically, this invention relates to a computer implemented system and method for automatically matching users with real estate (e.g., apartments, rental units, condos, houses) that both fit a user's criteria, but also for which the system has received pre-approval for based on one or more criteria associated with the user (e.g., credit scores).

## Claims

### Claim 1

A system for automating real estate matching, said system comprising:
a computing device, the computing device comprising physical memory storing instructions that cause the computing device to:
receive an inquiry from a user, wherein said inquiry comprises information regarding real estate characteristics the user is interested in;
collect user background characteristics from the user, wherein said background characteristics comprise information to preapprove the user for one or more real estate transactions from the group comprising rental transactions, a purchase transactions, a lease transactions, a mortgage transactions, and a financed transactions;
retrieve one or more real estate listings that matches the inquiry of the user;
analyze said user background characteristics, wherein the computing device preapproves the user for one or more of said real estate transactions associated with said one or more real estate listings; and
provide the user with a suggested real estate list, wherein said suggested real estate list comprises one or more of said one or more real estate listings for which the user is preapproved for one or more real estate transactions.

### Claim 2 (depends on 1)

The system of claim 1, wherein said physical memory further comprises instructions that cause the computing device to receive a selection of one or more of said one or more real estate listings from said user.

### Claim 3 (depends on 2)

The system of claim 2, wherein said physical memory further comprises instructions that cause the computing device schedule a tour of at least one of said one or more real estate listings selected by said user.

### Claim 4

(canceled)

### Claim 5 (depends on 4)

The system of claim 4, wherein said pre-approval includes verifying said user can afford said one or more real estate listings based at least in part on the background characteristics of the user.

### Claim 6 (depends on 1)

The system of claim 1, wherein said background characteristics include one or more of a credit score, a criminal background check, an employment check and an income verification.

### Claim 7 (depends on 2)

The system of claim 2, wherein said physical memory further comprises instructions that cause the computing device to generate an application for a transaction related to at least one of said one or more real estate listings selected by said user.

### Claim 8 (depends on 7)

The system of claim 7, wherein said transaction is one or more of a rental transaction, a purchase transaction, a lease transaction, a mortgage transaction and a financed transaction.

### Claim 9 (depends on 7)

The system of claim 7, wherein said application is one or more of a purchase application, a rental application, a lease application, a mortgage application, a purchase offer and a short-sale offer.

### Claim 10 (depends on 2)

The system of claim 2, wherein said physical memory further comprises instructions that cause the computing device to generate neighborhood information related to said one or more real estate listings selected by said user, wherein said neighborhood information comprises one or more of school information, crime information, geographic location information and points of interest information; and provide said neighborhood information to said user.

### Claim 11

A method for automating real estate matching, the method comprising the steps of:
receiving an inquiry from a user, at a computing device, wherein said inquiry comprises information regarding real estate characteristics the user is interested in;
collecting user background characteristics from the user, wherein said background characteristics comprise information to preapprove the user for one or more real estate transactions from the group comprising rental transactions, a purchase transactions, a lease transactions, a mortgage transactions, and a financed transactions;
retrieving one or more real estate listings that matches the inquiry of the user;
analyzing said user background characteristics, wherein the computing device preapproves the user for one or more of said real estate transactions associated with said one or more real estate listings; and
providing the suer with a suggested real estate list, wherein said suggested real estate list comprises one or more of said one or more real estate listings for which the user is preapproved for one or more real estate transactions.

### Claim 12 (depends on 11)

The method of claim 11, further comprising the step of receiving a selection of one or more of said one or more real estate listings from said user.

### Claim 13 (depends on 12)

The method of claim 12, further comprising the step of scheduling a tour of at least one of said one or more real estate listings selected by said user.

### Claim 14

(canceled)

### Claim 15 (depends on 14)

The method of claim 14, wherein said pre-approval includes verifying said user can afford said one or more real estate listings based at least in part on the background characteristics of the user.

### Claim 16 (depends on 11)

The method of claim 11, wherein said background characteristics include one or more of a credit score, a criminal background check, an employment check and an income verification.

### Claim 17 (depends on 12)

The method of claim 12, further comprising the step of generating an application for a transaction related to at least one of said one or more real estate listings selected by said user.

### Claim 18 (depends on 17)

The method of claim 17, wherein said transaction is one or more of a rental transaction, a purchase transaction, a lease transaction, a mortgage transaction and a financed transaction.

### Claim 19 (depends on 17)

The method of claim 17, wherein said application is one or more of a purchase application, a rental application, a lease application, a mortgage application, a purchase offer and a short-sale offer.

### Claim 20 (depends on 12)

The method of claim 12, further comprising the step of generating neighborhood information related to said one or more real estate listings selected by said user, wherein said neighborhood information comprises one or more of school information, crime information, geographic location information and points of interest information; and providing said neighborhood information to said user.
