Utilizing shopping lists for nfc transactions
AssigneeBlaze Mobile, Inc.
InventorMichelle Fisher
Life of this patent
Estimating the term…
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
Claims20
A method comprising:
- executing a secure element application maintained in a secure element memory using a secure element processor, the secure element memory and the secure element processor included in a secure element, wherein the secure element application is executed in response to a near field communication trigger from a near field communication (NFC) terminal, the secure element coupled to a mobile device comprising a mobile device processor, a mobile device memory configured to store a mobile application, and a mobile device radio transceiver;
- transmitting a shopping list stored in the secure element memory to the NFC terminal;
- transmitting transaction data associated with the shopping list from the secure element to the NFC terminal;
- and
- receiving response information from the NFC terminal at the secure element.
A secure element comprising:
- a secure element processor configured to execute a secure element application maintained in a secure element memory in response to a near field communication trigger from a near field communication (NFC) terminal, the secure element coupled to a mobile device comprising a mobile device processor, a mobile device memory configured to store a mobile application, and a mobile device radio transceiver;
- a secure element transceiver configured to transmit a shopping list stored in the secure element memory to the NFC terminal and transmit transaction data associated with the shopping list from the secure element to the NFC terminal;
- wherein response information is received from the NFC terminal at the secure element.
Dependencies are inferred from the claim text.