System and method for active insurance underwriting using registration data of ip-addressable devices

A computerized method for utilizing IP-addressable devices for maintaining an inventory of assets located at a residential or commercial property covered under an insurance policy, comprising:

• storing, by an inventory database, inventory information about assets located at an insured property;
• receiving, by a communication interface for communicating with networks of IP-addressable devices, registration data associated with an IP-addressable device connected to each of the networks;
• determining, by the computer, for the insured property, the inventory information about the insured property's assets based on registration data received from the IP-addressable devices located at the insured property;
• and
• storing, by the computer, in the inventory database the insured property's inventory information.

A non-transitory computer readable medium storing computer executable instructions, which, when executed by a processor, cause the processor to carry out a method, the method comprising:

• storing in an inventory database inventory information about assets located at an insured property;
• receiving registration data associated with one or more IP-addressable devices located at the insured property;
• determining for the insured property the inventory information about the insured property's assets based on registration data received from the one or more IP-addressable devices located at the insured property;
• and
• storing in the data structure in the inventory database the insured property's inventory information.