Automatic Income Adjustment

A system, comprising:

• a processor;
• an interface configured to receive first market data at a first time, wherein the first market data is associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, wherein the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount;
• and
• a memory device storing instructions that, when executed by the processor, cause the processor to automatically determine a first selected guaranteed annual withdrawal amount from the first guaranteed annual withdrawal amount and the second guaranteed annual withdrawal amount based on at least an evaluation of the first market data.