Systems and methods for exchanging health care credits
AssigneeStage 5 Innovation, LLC
InventorsAndrew M. Saidel, David K. Rosen
Life of this patent
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Abstract
Systems and methods for exchanging health care credits are described. Health care credits are transferable units of value representing good health, an improvement in health, or maintenance of health by an individual. The health care credits may be bought, sold, exchanged for goods and services, gifted or otherwise conveyed from one owner to another. Also disclosed are exchanges and markets for buying, selling, and trading health care credits, as well as derivative securities. The derivative securities or products are based on either the flow of health care credits through the system, or on health care information, which may have been generated to implement health care credit awards.
Claims19
A method, implemented using a computing system, of managing a health care credit, the method comprising:
- receiving the health care credit, wherein the health care credit represents good health, or improvement in health, or maintenance of health;
- storing, using the computing system, the health care credit in an account controlled by an entity;
- receiving an instruction from the entity;
- and
- deducting, using the computing system, the health care credit from the account according to the instruction.
A method, implemented using a computing system, of exchanging a health care credit, the method comprising:
- receiving an offer, from an entity, to exchange a health care credit;
- identifying, using the computing system, a reciprocal offer that matches the offer to exchange the health care credit;
- exchanging, using the computing system, the health care credit for proceeds according to the offer and the reciprocal offer;
- and
- providing the proceeds to the entity,
- wherein the health care credit represents good health, or an improvement in health, or maintenance of health.
A method, implemented using a computing system, for administering a health care derivative, the method comprising:
- creating the health care derivative, wherein the health care derivative has a value that depends upon fulfilling a condition related to health care;
- collecting data related to health care and the condition;
- determining, using the computing system and from the data, whether the condition has been fulfilled;
- and
- adjusting, using the computing system, the value of the health care derivative according to whether the condition has been fulfilled.
Dependencies are inferred from the claim text.