Systems and methods for providing health care credits to subscribers
AssigneeStage 5 Innovation, LLC
InventorsAndrew M. Saidel, Davd K. Rosen
Life of this patent
Estimating the term…
Abstract
Systems and methods to manage health insurance are described. An individual can submit a request to enroll in a health insurance plan of an insurance provider. The individual can complete a health assessment with a health care provider associated with the insurance provider, and the insurance provider can review results of the health assessment to determine an amount of health care credits to award to the individual. An account servicer can manage a health care credits account associated with the individual. In implementations, the individual can be rewarded with additional health care credits on a periodic or event-driven basis, based on a health of the individual and other factors.
Claims25
A method of encouraging healthy behavior by an individual, comprising:
- determining a health level of the individual;
- calculating, using a computing system, an amount of health care credits to award to the individual based on the health level;
- and
- providing, to the individual and using the computing system, the amount of health care credits.
A system for encouraging healthy behavior by an individual, comprising:
- a computer readable storage medium containing instructions;
- and
- a processor, operably connected to the computer readable storage medium, that executes the instructions to perform operations comprising:
- determining a health level of the individual;
- calculating an amount of health care credits to award to the individual based on the health level;
- and
- providing, to the individual, the amount of health care credits.
A method of encouraging healthy behavior, comprising:
- examining, by a computing system, a result of a health assessment of an individual to determine a health level of the individual;
- calculating, by the computing system, an amount of health care credits to award to the individual based on the health level of the individual;
- and
- providing the amount of health care credits into an account of the individual.
Dependencies are inferred from the claim text.