Systems and methods to process donations

A computer-readable storage media storing instructions which, when executed on a computer, cause the computer to perform a method, the method comprising:

• providing, via the computer, a user interface to a user for a payment to a merchant, in response to the user visiting a website of the merchant to make a purchase, wherein the user interface is configured to receive a phone number of the user to identify a source of funds for the payment and configured to receive an optional identification of a charity organization;
• receiving, by the computer, a request via the user interface, the request including the phone number and the identification of the charity organization;
• in response to the request, communicating, by the computer, with a mobile phone at the phone number for a confirmation of the request;
• in response to the confirmation, billing, by the computer, a fund source associated with the phone number to collect funds for the payment to the merchant and a donation to the charity organization;
• and
• notifying, by the computer, the merchant of a success in the billing of the funding source for the payment.

A computing apparatus, comprising:

• a data storage facility configured to store charity preferences of users of phone numbers;
• and
• an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format;
• wherein the common format processor is configured to provide a user interface to a user of a phone number for a payment to a merchant, the user interface configured to present charity donation options according to a charity preference of the user in response to the phone number being specified in the user interface;
• and
• wherein in response to a request received in the user interface identifying a charity organization, the common format processor is configured to use one of the converters to communicate with a mobile phone at the phone number to confirm the payment to the merchant and a donation to the charity organization.