Back to results
US 2012/0259774 A1Published application
Payment methods using electronic devices
OwnerAntonio Brunel Martiinventor
Life of this patent
Estimating the term…
Abstract
Various payment methods utilizing wireless or wired devices are disclosed, such devices that use radio electric spectrum frequencies. The methods include all types of payment operation transactions utilizing conventional financial instruments. These methods include authentication processes, information encryption, and encryption certificaton to guarantee the security of the transactions.
Claims48
A method, comprising:
- determining at least one portable communication device connection;
- verifying customer/user information associated with the portable communication device;
- recording an amount of a payment operation requested by the customer/user on behalf of a buyer, the customer/user not the same as the buyer;
- transferring the amount of the payment operation;
- and
- confirming that the payment operation was executed.
3 more elements
A system comprising:
- a processor;
- a memory coupled to the processor;
- wherein the processor
- determines at least one portable communication device connection;
- verifies customer/user information associated with the portable communication device;
- records an amount of a payment operation requested by the customer/user on behalf of a buyer, the customer/user not the same as the buyer;
- transfers the amount of the payment operation;
- and
- confirms that the payment operation was executed.
6 more elements
A machine-readable storage medium comprising executable instructions that, when executed, cause one or more processors to:
- determine at least one portable communication device connection;
- verify customer/user information associated with the portable communication device;
- record an amount of a payment operation requested by the customer/user on behalf of a buyer, the customer/user not the same as the buyer;
- transfer the amount of the payment operation;
- and
- confirm that the payment operation was executed.
3 more elements
Dependencies are inferred from the claim text.