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US 2012/0239474 A1Published application
Prepaid card rewards
AssigneeBank of America Corporation
InventorsJeffrey Norman Healy, Kimberly Belle Summerrow
Life of this patent
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AssigneeBank of America Corporation
InventorsJeffrey Norman Healy, Kimberly Belle Summerrow
Estimating the term…
In general terms, embodiments of the present invention relate to a prepaid card account that can accumulate rewards (e.g., points, miles, credits, bonuses, cash back, etc.). For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction includes a transaction amount and involves a prepaid card account; (b) determining that the prepaid card account has a balance; (c) determining, based at least partially on the transaction information, that the transaction amount does not exceed the balance; (d) authorizing the transaction based at least partially on the determining that the transaction amount does not exceed the balance; (e) determining that the transaction is completed; and (f) attributing rewards to the prepaid card account based at least partially on the determining that the transaction is completed. Other embodiments provide a method that includes: (a) receiving funds from a holder of a prepaid card account; (b) increasing a balance of the prepaid card account based at least partially on receiving the funds; and (c) attributing rewards to the prepaid card account based at least partially on the holder loading the prepaid card account.
A method comprising:
An apparatus comprising:
A computer program product comprising a non-transitory computer-readable medium, wherein the non-transitory computer-readable medium comprises one or more computer-executable program code portions that, when executed by a computer, cause the computer to:
A method comprising:
Dependencies are inferred from the claim text.