Gift card conversion and digital wallet
AssigneeeBay Inc.
InventorsSteve Yankovich, Ryan Melcher, Robert Dean Veres
Life of this patent
Estimating the term…
Abstract
A method and a system convert the value of a gift card for use with a mobile device. The value of the gift card is determined from an issuer of the gift card. The value of the gift card is stored in a digital payment account in a storage device. The digital payment account stores values of gift cards from issuers. A financial transaction corresponding to the issuer of the gift card is performed on the digital payment account. The value of a first gift card from a first issuer of a first digital payment account is exchanged with the value of a second gift card from a second issuer of a second digital payment account.
Claims21
A system comprising:
- a gift card converter module configured to determine a value of a gift card from an issuer of the gift card;
- a storage device configured to store the value of the gift card in a digital payment account, the digital payment account storing a plurality of values of gift cards from a plurality of issuers;
- a digital wallet module configured to perform a financial transaction corresponding to the issuer of the gift card on the digital payment account;
- and
- an exchange module configured to receive a request to trade a first gift card from a first issuer with a second gift card from a second issuer, and in response to the request, exchange the value of the first gift card from the first issuer of in a first digital payment account with the value of the second gift card from the second issuer of in a second digital payment account.
A computer-implemented method comprising:
- determining a value of a gift card from an issuer of the gift card;
- storing the value of the gift card in a digital payment account in a storage device, the digital payment account storing a plurality of values of gift cards from a plurality of issuers;
- performing a financial transaction corresponding to the issuer of the gift card on the digital payment account;
- receiving a request to trade a first gift card from a first issuer with a second gift card from a second issuer;
- and
- in response to the request, exchanging the value of the first gift card from the first issuer of the first digital payment account with the value of the second gift card from the second issuer of the second digital payment account.
A non-transitory computer-readable storage medium storing a set of instructions that, when executed by a processor, causes the processor to perform operations, comprising:
- determining a value of a gift card from an issuer of the gift card;
- storing the value of the gift card in a digital payment account, the digital payment account storing a plurality of values of gift cards from a plurality of issuers;
- performing a financial transaction corresponding to the issuer of the gift card on the digital payment account;
- receiving a request to trade a first gift card from a first issuer with a second gift card from a second issuer;
- and
- in response to the request, exchanging the value of the first gift card from the first issuer of the first digital payment account with the value of the second gift card from the second issuer of the second digital payment account.
Dependencies are inferred from the claim text.