Investment portfolio analytics systems and methods
AssigneeFirst Data Corporation
InventorsSilvio Tavares, Susan Fahy, Dennis Carlson
Life of this patent
Estimating the term…
Abstract
Methods and systems may be used to provide information regarding investment holdings using point-of-sale (POS) data. To do so, POS datasets are aggregated from a plurality of POS terminals. Market data sets are identified from the POS datasets corresponding to a given market. Market trend data is generated from the market dataset, and an investment holding is identified whose price is related to an aspect of the market trend data. An analysis of the market trend data is performed to determine an estimated future price of the investment holding.
Claims21
A method for providing information regarding investment holdings using point-of-sale (POS) data, the method comprising:
- using a computer system having a processor, aggregating POS datasets from a plurality of POS terminals in a POS network, each POS terminal being disposed at a merchant associated with terminal data indicating at least one merchant identifier and at least one merchant classifier, each POS terminal being configured to collect transaction data as a function of transactions effected via the POS terminal, wherein the transaction data comprises a time of the transaction and an amount of the transaction, the POS datasets comprising the terminal data and the transaction data;
- identifying a market dataset from the POS datasets corresponding to a given market;
- generating market trend data from the market dataset;
- identifying an investment holding whose price is related to an aspect of the market trend data;
- and
- performing an analysis of the market trend data to provide an estimated future price of the investment holding.
A system for providing information regarding investment holdings using point-of-sale (POS) data, the system comprising:
- an aggregation subsystem having a computer processor, wherein the trend processing subsystem is configured to receive and to aggregate POS datasets from a plurality of POS terminals over a POS network, each POS terminal being disposed at a merchant associated with terminal data comprising at least one merchant identifier and at least one merchant classifier, each POS terminal being configured to collect transaction data as a function of transactions effected via the POS terminal, wherein the transaction data comprises a time of the transaction and an amount of the transaction, the POS datasets comprising the terminal data and the transaction data;
- a data storage subsystem communicably coupled with the aggregation subsystem and configured to store the aggregated POS datasets;
- a trend processing subsystem that is configured to receive the aggregated POS datasets from the data storage subsystem and to:
- identify using the processor a market dataset from the POS datasets corresponding to a given market;
- generate using the processor market trend data from the market datasets;
- identify using the processor an investment holding whose price is related to an aspect of the market trend data;
- and
- perform an analysis of the market trend data to provide an estimated future price of the investment holding;
- a reporting subsystem that is configured to produce a report of the estimated future price.
Dependencies are inferred from the claim text.