Corporate wellness certification method

A method comprising:

• providing information to an insured individual, where the insured individual has an insurance policy with a premium rate and where the information pertains to appropriate measures one may take to help prevent illness;
• administering a test to the insured individual via a computer or a mobile device, where the test covers the information;
• providing a certification to the insured individual if the insured individual passes the test;
• and
• rewarding the insured individual if the insured individual receives the certification by reducing the premium rate of the insured individual, decreasing co-pay amounts of the insured individual, lowering deductibles of the insured individual, or qualifying the insured individual for insurance.