Apparatus and method for commercial transactions using a communication device
Assignee4361423 Canada Inc.
InventorsTai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Abstract
An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
Claims20
An apparatus for effecting a commercial transaction with a server using a transaction card via a communication device, said apparatus comprising:
- a transaction device coupled with said communication device for capturing information from the transaction card;
- a controller for converting the captured card information into an encrypted audio signal and for transmitting said audio signal to said communication device;
- and
- wherein said communication device delivers said audio signal to the server for processing the commercial transaction.
A system for commercial transactions with a server using a transaction card coupled with a communication device, said system comprising:
- a transaction device adapted to capture information from the transaction card and to convert the captured card information into an encrypted audio signal, said transaction device being coupled to the communication device for transmitting said audio signals therebetween;
- and
- wherein said communication device transmits said audio signal to the server.
A method for effecting a commercial transaction with a server using a transaction card via a communication device, said system comprising:
- capturing information from a transaction card;
- encrypting the captured information;
- converting the encrypted captured information to an audio signal;
- transmitting the audio signal to a communication device;
- transmitting the audio signal from the communication device to a server adapted to convert audio signals;
- converting the audio signal to a digital signal;
- transmitting the audio signal to a server for validating card information;
- and
- validating the digital signal of the card information.
Dependencies are inferred from the claim text.