Card activated cash dispensing automated banking machine system and method
AssigneeDiebold, Incorporated
InventorsJay Paul Drummond, Mark D. Smith, Natarajan Ramachandran
Life of this patent
Estimating the term…
Abstract
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. A user is also enabled to perform at least one banking operation responsive to financial account data communicated to the automated banking machine from a mobile phone.
Claims20
Apparatus comprising:
- an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts;
- a cash dispenser;
- at least one input device;
- and
- a communication device;
- and
- at least one computer, wherein the at least one computer is operative to cause the communication device to communicate with a portable wireless device to receive at least one communication from the portable wireless device, wherein the at least one communication includes financial account data corresponding to a financial account;
- wherein the at least one computer is operative responsive at least in part to the financial account data received from the portable wireless device and at least one input received through operation of at least one of the at least one input device and the communication device, to cause the cash dispenser to dispense cash.
Apparatus comprising:
- an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts;
- a cash dispenser;
- at least one input device;
- and
- a communication device;
- and
- at least one computer, wherein the at least one computer is operative to cause the communication device to wirelessly receive from a mobile phone at least one communication including financial account data corresponding to a financial account;
- wherein the at least one computer is operative responsive at least in part to the financial account data received from the mobile phone and at least one input received through operation of at least one of the at least one input device and the communication device, to cause the cash dispenser to dispense cash.
Dependencies are inferred from the claim text.