General purpose messaging
AssigneeVisa International Service Association
InventorsDinah Sloan, Erick Wong, Michael Middlemas, Christian Aabye
Life of this patent
Estimating the term…
Abstract
Embodiments of the present invention relate to systems and methods for enabling entities, such as issuers, merchants, payment processing networks, and mobile-network operators, to send account-related messages and marketing messages to a user's mobile device in response to a message request sent from the user's mobile device. According to some embodiments, the account-related messages and the marketing messages are sent to the user's mobile device in accordance with message parameters that are defined by the user and that are embedded in the message request.
Claims20
A method comprising:
- receiving one or more message parameters specified by a user;
- converting the one or more message parameters into one or more data elements;
- embedding the one or more data elements in a message request;
- and
- sending the message request having the one or more data elements embedded therein to a server computer;
- wherein the message request causes the server computer to:
- access a database comprising a plurality of data elements and corresponding message parameters;
- locate the message parameters that correspond to the data elements embedded in the message request;
- apply the located message parameters to one or more pending messages to identify the one or more pending messages that are eligible to be sent to the user;
- and
- send the identified one or more pending messages to a mobile communication device associated with the user.
A method comprising:
- receiving, at a server computer, a message request instructing the server computer to send one or more pending messages to a device associated with a user, the message request having embedded therein one or more message parameters;
- accessing a database comprising the one or more pending messages;
- applying the message parameters embedded in the message request to determine a subset of the one or more pending messages that are eligible to be sent to the device in response to the message request;
- and
- sending the subset of the one or more pending messages to the device associated with the user.
A device comprising:
- a processor;
- a computer-readable medium coupled to the processor;
- and
- a secure element for providing a secure execution environment for the computer-readable medium,
- wherein the computer-readable medium comprises code for receiving one or more message parameters specified by a user, code for embedding the one or more message parameters in a message request, code for sending the message request having the one or more message parameters embedded therein to a server computer,
- wherein the embedded one or more message parameters instruct the server computer to send one or more pending messages in accordance with the one or more message parameters specified by the user.
Dependencies are inferred from the claim text.