Customizable investment fund and investing education

A computer implemented method to enable individuals to make a trade in a customizable investment fund of a plurality of market tradable assets/liabilities directly owned by each of the individuals comprising the steps of:

• (a) receiving a trading order for a market tradable asset or liability;
• (b) effecting a trading order for each of the plurality of market tradable assets/liabilities to be transacted in a market for each of the market tradable assets/liabilities;
• (c) aggregating, where applicable, for each of the plurality of trading orders for at least one of the individuals with another plurality of trading orders for at least another of the individuals, wherein said aggregating step includes the step of combining at least one trading order including single shares, odd lots, or fractional shares of each of the plurality of market tradable assets/liabilities with the shares of the other trading orders of each of the plurality of market tradable assets/liabilities which are identical to one another to create a single buy order and a single sell order of each of the identical market tradable assets/liabilities;
• (d) netting, where applicable, the single buy and single sell orders for the plurality of the aggregated trading orders where there are single buy and sell orders for all of the identical market tradable assets/liabilities in the plurality of market tradable assets/liabilities;
• and
• (e) executing at least one or more trading orders of the plurality of the market tradable assets/liabilities based on, where applicable, said aggregating step and said netting step, to implement at least one of the trading orders for the market tradable assets/ liabilities to be included in the customizable investment fund.

A computer implemented method to enable individuals to inexpensively trade a plurality of market tradable assets/liabilities to create a customizable investment fund comprising the steps of:

• (a) inputting data into a database including personal identification information;
• (b) establishing a money transfer strategy and receiving from at least one of the individuals an amount to invest;
• (c) selecting at least one of the plurality of market tradable assets/liabilities for inclusion in the customizable investment fund;
• (d) developing a weighting strategy to determine a number of shares of each market tradable asset/liability of the plurality of market tradable assets/liabilities to be included in the customizable investment fund;
• (e) effecting an order to implement the customizable investment fund utilizing at least the personal identification information;
• (f) determining, based on the order to implement the customizable investment fund, trading orders for each of the plurality of market tradable assets/liabilities to be traded in a market for each of the assets/liabilities in a plurality of future transactions;
• (g) implementing transactions that modify the customizable investment fund;
• (h) aggregating, where applicable, for each of the plurality of the trading orders for at least one of the individuals with another plurality of trading orders for at least another of the individuals, wherein said aggregating step includes the step of combining at least one trading order including single shares, odd lots, or fractional shares of each of the plurality of market tradable assets/liabilities with the shares of the other trading orders of each of the plurality of market tradable assets/liabilities which are identical to one another to create a single buy order and a single sell order of each of the identical market tradable assets/liabilities;
• (i) netting, where applicable, the single buy and single sell orders for the plurality of the aggregated trading orders where there are single buy and single sell orders for all of the identical plurality of market tradable assets/liabilities;
• and
• (j) executing at least one or more trading orders of the plurality of the market tradable assets/liabilities based on, where applicable, said aggregating step and said netting step, to process at least one of the trading orders of the market tradable assets/liabilities to implement the customizable investment fund;
• whereby the customizable investment fund as created and based upon the selected market tradable assets/liabilities and the weighting strategy to determine the number of shares to be included in the customizable investment fund.

A system for enabling one or more of a plurality of individuals to increase knowledge about investing, as well as to create, manage and trade a plurality of market tradable assets/liabilities as a single customizable investment fund directly owned by at least one of the plurality of individuals where the trades include one or more odd lots, fractional shares, or one or more small amounts of shares of one or more market tradable assets/liabilities, said system comprising:

• (a) a server processor for
• (i) communicating with a plurality of individual personal computing devices via a plurality of communication links,
• (ii) receiving personal identification information,
• (iii) communicating a plurality of investment tools with a plurality of individual personal computing devices,
• (iv) receiving individual trading data based on individual investment selections and individual assigned weighting strategies to determine the number of shares for each investment traded from each of the plurality of individual personal computing devices, wherein the trading data includes one or more trading orders for the single customizable investment fund of market tradable assets/liabilities in which the trading order includes at least one of one or more fractional shares, one or more odd lots, or one or more small amounts of shares of one or more market tradable assets/liabilities,
• (v) executing trading of the market tradable assets/liabilities in each single customizable investment fund to create the single customizable investment fund, or to modify the single customizable investment fund of each of the plurality of individuals, wherein each of the single customizable investment funds is owned directly by each of the plurality of individuals after the trading,
• (vi) connecting a central computer to a third party trading computer system to implement purchase of the investments,
• (vii) aggregating, where applicable, buy orders and sell orders including one or more fractional shares, one or more odd lots, or one or more small amounts of shares of one or more market tradable assets/liabilities from each one of the plurality of individuals into one or more buy orders and one or more sell orders for each identical market tradable asset or liability of the plurality of market tradable assets/liabilities represented in the trading data received from the plurality of individuals' personal computing devices,
• (viii) netting, where applicable, buy orders and sell orders of the aggregated buy orders and sell orders of the market tradable assets/liabilities;
• (b) a first data storage device coupled to said server processor for storing the plurality of trading orders and individuals' personal identification information from each of the plurality of individuals' personal computing devices, and for storing a plurality of messages resulting from discussions among the individuals relating to investing strategies and investment tools;
• and
• (c) a second data storage device coupled to said server processor for storing information of the plurality of distinct market tradable assets/liabilities.