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US 2011/0258092 A1Published application
Electronic financial management and analysis system and related methods
AssigneeGlobys, Inc.
InventorsDuane S. Edwards, Michael G. Chalcraft, Derek J. Edwards
Life of this patent
Estimating the term…
Abstract
A computing system facilitating electronic bill presentment and payment features for authorized users via a user interface is introduced including an analysis engine. The analysis engine, in response to user interaction with the user interface, selectively performs user-defined analysis on at least a subset of retrieved billing information associated with one or more billers. The analysis engine further generates one or more user-defined report(s) based, at least in part, on the user-defined analysis.
Claims20
A system, comprising:
- one or more network devices, each having stored thereon billing information from one or more billers;
- and
- one or more other network devices, wherein each of the other network devices is operable to access at least some of the billing information and is configured to perform actions, including:
- enabling a customer to define and modify customer-defined fields for a subset of the billing information, wherein the customer is different from the one or more billers;
- enabling the customer to create and modify customer-defined category dependencies for the subset of the billing information;
- creating a customer-defined analysis that utilizes the customer-defined fields and customer-defined category dependencies;
- generating a customer-defined report by performing the customer-defined analysis on the subset of the billing information;
- and
- providing the customer-defined report to the customer.
6 more elements
A network device, comprising:
- a transceiver for communicating with at least one customer device over a network;
- a data store for storing billing information from one or more billers;
- and
- a processor for enabling actions, the actions comprising:
- receiving, from a customer of a customer device of the at least one customer device, customer-defined fields and customer-defined category dependencies for at least a subset of the billing information, wherein the customer is different from the one or more billers;
- generating a customer-defined report by performing a customer-defined analysis on the subset of the billing information, wherein the customer-defined analysis utilizes the customer-defined fields and the customer-defined category dependencies;
- and
- providing the customer-defined report to the customer.
5 more elements
A computing system, comprising:
- a billing data store, to store billing information from one or more billers;
- an analysis engine, coupled to the billing data store, to generate a user-defined report by performing a user-defined analysis on at least a subset of the billing information, wherein the user-defined analysis utilizes at least user-defined definition fields and user-defined category dependencies;
- and
- a user interface, coupled to the analysis engine, to enable a user to interact with and control the analysis engine, wherein the user defines the user-defined definition fields and the user-defined category dependencies using the user interface, wherein the user is different from the one or more billers.
1 more element
Dependencies are inferred from the claim text.