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US 2011/0258076 A1Published application
Payment processing systems
AssigneeLocomobi, Inc.
InventorCarl T. Muirbrook
Life of this patent
Estimating the term…
Abstract
A system and methods using applications for payment of goods and/or services based on verifying whether geographic information received from an electronic device with the app corresponds with geographic information from a registered location. A processing center executes a default action when the geographic information so corresponds, and in one embodiment, the default action is to complete the transaction.
Claims17
A payment system comprising:
- entering, into a remote processing center, information corresponding to at least one registered location, wherein said information comprises a geographic location of a point of sale, and wherein said remote center recognizes said point of sale as a registered location upon entry of geographic information;
- downloading a payment application to an internet-connected device, wherein said download prompts a consumer to enter at least one consumer payment option;
- launching said payment application at said registered location, wherein upon launch, said application transmits information via the internet to a remote communication device, and wherein said information comprises the geographic location of the internet-connected device;
- analyzing, by said remote processing center, whether the geographic information received from said internet-connected device corresponds to a registered location;
- executing, by the processing center, a default action when said geographic information from said internet-connected device and said registered location correspond.
2 more elements
A payment system comprising:
- entering, into a remote processing center, information corresponding to at least one action location, wherein said entered information comprises a geographic location of said action location, wherein said remote center recognizes said action location as a registered location upon entry of geographic information, and wherein said registered location has software in communication with said remote processing center;
- linking unique readable code with each registered location;
- downloading a payment application to an internet-connected device with a camera, wherein said download prompts a consumer to enter at least one consumer payment option;
- launching said payment application at said registered location, wherein upon launch, said application transmits geographic location information of said internet-connected device via the internet to a remote communication device;
- processing, by said remote processing center, whether the geographic information received from said internet-connected device corresponds to a registered location linked with readable code;
- executing, by the processing center, a default action activating said camera when said geographic information from said internet-connected device and said registered location correspond;
- reading, by said activated camera, said readable code;
- transmitting said readable code, by said internet-connected device, via the internet to said processing center;
- analyzing, by said remote processing center, said readable code received from said camera;
- and
- executing, by said processing center, a default action when said readable code, said geographic information from said internet-connected device and said registered location correspond.
8 more elements
Dependencies are inferred from the claim text.