Method and system for validating a transaction, corresponding transactional terminal and program
AssigneeCompagnie Industrielle et Financiere D'Ingenierie "Ingenico"
InventorsDavid Naccache, Eric Brier
Life of this patent
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Abstract
A method and apparatus are provided for validating a transaction on a transactional terminal, the transaction being associated with a user. The method includes a step of decoding a validation code preliminarily generated and displayed by the transactional terminal, entered by the user in a validation message, and transmitted by a mobile device of the user to an entity of a telecommunications network to which the mobile device and said transactional terminal are connected.
Claims17
A method for validating a transaction on a transactional terminal, said transaction being associated with a user, wherein the method comprises:
- receiving a validation message containing a validation code for the transaction, which was preliminarily displayed on a transactional terminal, entered by a user of a mobile device and transmitted with the validation message by the mobile device to an entity of a telecommunications network to which said mobile device and said transactional terminal are connected;
- and
- decoding the validation code for the transaction from the validation message.
A system for validating a transaction on a transactional terminal, said transaction being associated with a user, wherein the system comprises:
- means for receiving a validation message containing a validation code for the transaction, which was preliminarily displayed on a transactional terminal, entered by a user of a mobile device and transmitted with the validation message by the mobile device to an entity of a telecommunications network to which said mobile device and said transactional terminal are connected;
- and
- means for decoding the validation code for the transaction from the validation message.
A transactional terminal comprising:
- means for generating a validation code associated with a transaction made on the transaction terminal and a user based on at least one piece of information representing an identifier of said transactional terminal;
- and
- means for displaying said validation code generated on a display device of said transactional terminal.
A computer program product recorded on a non-transitory computer-readable carrier, wherein the product comprises program code instructions to implement a method of validating a transaction when executed by a processor, the method comprising:
- receiving a validation message containing a validation code for the transaction, which was preliminarily displayed on a transactional terminal, entered by a user of a mobile device and transmitted with the validation message by the mobile device to an entity of a telecommunications network to which said mobile device and said transactional terminal are connected;
- and
- decoding the validation code for the transaction from the validation message.
A method for validating a transaction made on a transactional terminal, said transaction being associated with a user, wherein the method comprises:
- displaying a validation code on the transactional terminal;
- entering the displayed validation code into a mobile device that is associated with the user;
- transmitting a validation message containing the validation code by the mobile device to an entity of a telecommunications network to which said mobile device and said transactional terminal are connected;
- and
- decoding the validation code from the received validation message.
Dependencies are inferred from the claim text.