Modifed game of twenty-one having modified limits and payouts and method of playing

A method of playing a playing card wagering game comprising:

• placing a first wager within a table limit;
• dealing a first player card to all players;
• dealing a first dealer card to a dealer;
• dealing a second player card to all players, wherein insurance bets need to be made immediately after all players have received their second player card and before any “hits”;
• wherein a player may one of double down and receive another player card, to redouble the wager and receive one more player card, unless the player had previously at least one of doubled down or redoubled on a hand of 7, 8, 9, 10, or 11 where multiple redoubles are permitted, the player must stand if the player does not redouble;
• split two player cards of unequal value totaling one of 11 or less, and not including an Ace;
• surrender a 2 card hand by the player and losing half a wager, unless the dealer is showing an Ace or 10-value card;
• split a pair of aces by the player, wherein splitting the pair of aces get only 1 card and cannot be resplit, and can only make 21 not Blackjack;
• dealing a second dealer card, wherein the dealer receive the second dealer card once betting is complete and all players have either busted or stood;
• and
• determining a winning hand.