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AssigneeBank of America Corporation
InventorsDebashis Ghosh, Sudeshna Banerjee, Mark V. Krein, Sreedevi Gummuluri, Thayer S. Allison, JR., David Joa, Kurt D. Newman, Yanghong Shao, Timothy Bendel
Estimating the term…
Described herein are various apparatuses, methods, and computer program products for providing a carbon-footprint modeling environment that determines a consumer's carbon footprint based on the consumer's acquisition of goods and/or services, as indicated by the consumer's transaction data. For example, the carbon-footprint modeling environment collects the consumer's transaction data for a predefined period of time and identifies transaction data that indicates the consumer's acquisition of goods and/or services that, when produced and/or consumed, result in greenhouse gas emissions. According to some embodiments, the carbon-footprint modeling environment categorizes goods and/or services into, for example, the following categories: transportation, housing, food, waste, and miscellaneous. Based on information gleaned from the consumer's transaction data, the modeling environment may determine the quantities of goods and services the consumer consumed in each of the categories and then apply conversion ratios to convert the respective quantities of goods and/or services consumed into units of greenhouse gas emissions.
A method comprising:
An apparatus comprising:
A computer program product for determining a carbon footprint of a consumer, the computer program product comprising a non-transitory computer-readable medium having computer-executable program code stored therein, wherein said computer-executable program code comprises:
An apparatus comprising:
A method comprising:
Dependencies are inferred from the claim text.