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US 2011/0087623 A1Published application
Mechanisms for better decision making and outcomes
OwnerMark Alfred Greensteininventor
Life of this patent
Estimating the term…
Abstract
Methods and systems are disclosed for providing income to persons generally after retirement by addressing the risk of living too long in a way that collectivizes the risk generally avoiding adverse selection and in some cases avoiding or minimizing the use of insurance products.
Claims10
A method for allocating investment returns for at least one investor which is different from at least one other investor who also invests in the same investment vehicle comprising the steps of:
- storing personal information corresponding to the investor in a computerized database;
- taking account of the information in determining an initial allocation of investment returns;
- communicating the allocation of investment returns to the investor or a person acting on behalf of the investor;
- providing by a computer the investor or a person acting on behalf of the investor with a choice to provide additional information which is inputted into the computerized data base or to change the allocation;
- using at least one computer to determine the allocation of investment returns based on any additional information provided by the investor or on behalf of the investor;
- and
- using a computer to reallocate investment returns in response to a change in age of the investor.
4 more elements
Dependencies are inferred from the claim text.