Systems and Methods to Aggregate Demand

A computer-implemented method, comprising:

• registering, via a computing apparatus, a set of intended purchases, wherein each of the intended purchases satisfies a predefined purchase requirement;
• determining, by the computing apparatus, whether the set of intended purchases satisfies an aggregated purchase requirement;
• and
• if the set of intended purchases satisfies the aggregated purchase requirement, processing payment transactions by the computing apparatus for the set of intended purchases, wherein each of the transactions is processed to make a payment from an issuer to an acquirer via a transaction handler using an account identifier of a customer as issued by the issuer, the issuer is to make the payment on behalf of the customer, and the acquirer is to receive the payment on behalf of a merchant.

A system, comprising:

• a data warehouse to store data associating a plurality of account identifiers with an offer for a benefit having a predefined purchase requirement and an aggregated purchase requirement;
• and
• a transaction handler configured to process a plurality of transactions, each of the transactions being processed to make a payment from an issuer to an acquirer via the transaction handler in response to an account identifier of a customer, as issued by the issuer, being submitted by a merchant to the acquirer, the issuer to make the payment on behalf of the customer, the acquirer to receive the payment on behalf of the merchant;
• wherein the transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, to identify a set of transactions each satisfying the predefined purchase requirement, and to determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit;
• and
• wherein the transaction handler is to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.