System and method for monitoring events associated with a person or property
AssigneeCorelogic Information Solutions, Inc.
InventorDianna Lee SERIO
Life of this patent
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Abstract
A system and method for retrieving a transaction associated with a property including obtaining property information pertaining to a property from a third party source, storing the property information in a database, receiving a name to monitor or an address of a property to monitor, and transmitting a property information request including the name and/or address to the database. The system and method may also include searching the property information for a match with the name or address, identifying a transaction associated with the matched name or address and transmitting the transaction to a device.
Claims17
A non-transitory computer storage medium having instructions that when executed by a computer perform a method of monitoring transactions associated with a person's real property, comprising the steps of:
- storing information in a database pertaining to a public record transaction affecting the real property,
- receiving from a subscriber and storing in the database subscriber information, said subscriber information including a property address of the real property to monitor;
- iteratively monitoring the database by a processor-implemented search process for an occurrence of the property address stored in the database to find a first match;
- and
- identifying via a processor an indication of the public record transaction stored in the database associated with the property address and the first match.
A non-transitory computer storage medium having instructions that when executed by a computer perform a method of retrieving an information regarding a tax lien associated with a property, comprising the steps of:
- obtaining property information pertaining to a property from a third party source;
- storing the property information in a database;
- receiving an address of the property to monitor;
- transmitting a property information request including the address to the database;
- iteratively searching with a processor the property information for a first match with the address;
- retrieving information regarding a tax lien associated with the first match;
- comparing the tax lien with a list of tax liens for a second match;
- retrieving a degree of seriousness rating corresponding to the second match in the list of tax liens;
- and
- transmitting the tax lien to a device to notify a property owner of the tax lien related to their property,
- wherein the degree of seriousness rating being selected from a group having at least three gradations of seriousness.
A non-transitory computer storage medium having instructions that when executed by a computer perform a method of monitoring an absence of a tax lien associated with a person's real property comprising the steps of:
- storing information pertaining to the real property in a database;
- receiving a request from a subscriber to monitor for the tax lien, the request including a property address associated with the public record transaction, the request including a datum transaction associated with the tax lien;
- iteratively monitoring the database with a processor for the tax lien;
- and
- transmitting a notification to a device if the tax lien has not occurred within a predetermined time period relative to the datum transaction.
A computer-based method of monitoring a database for an occurrence of a lien event, comprising:
- extracting loan data from a client loan portfolio;
- defining the lien event relatable to the loan data by one or more lien-related criterion;
- iteratively monitoring with a processor for an occurrence of the lien event;
- and
- notifying a client of the occurrence of the lien event.
A computer-based method of monitoring a database for an occurrence of a lien event relatable to a property, comprising:
- receiving, using a processor, loan data from a client loan portfolio and one or more lien-related criterion from a client;
- automatically iteratively monitoring, using the processor, the database for lien events defined by the one or more lien-relatable criterion;
- generating, using the process, a lien event report based on the automatically monitoring;
- and
- storing, using a memory, the lien event report.
Dependencies are inferred from the claim text.