Method and apparatus for money transfer
AssigneeMoneyGram International, Inc.
InventorsJames M. Henry, Billy Joe Steiger, JR.
Life of this patent
Estimating the term…
Abstract
A method of performing a money transfer transaction involves receiving information at an automated kiosk from a user for a money transfer transaction, including a transaction type selection and, responsive to the information from the user received at the kiosk, building a staging record for the transaction. The staging record includes at least a retrieval key to identify the staging record and a transaction type identifier. The method provides to the sender from the kiosk a machine readable staged transaction token with staging information stored thereon, including the retrieval key for use in transaction fulfillment.
Claims24
1-31. (canceled)
A method of performing a money transfer transaction comprising:
- providing an interface to collect at a personal computer information for a money transfer transaction, including a transaction type selection;
- responsive to the information collected at the personal computer, building a staging record for the transaction, said staging record including at least a retrieval key to identify the staging record and a transaction type identifier;
- evaluating transaction information in the staging record against jurisdictional compliance rules;
- and
- providing at a printer operably coupled with the personal computer a machine readable staged transaction token with staging information stored thereon, including the retrieval key for use in transaction fulfillment.
The method of claim 1, wherein the step of providing at the printer operably coupled with the personal computer a machine readable staged transaction token further comprises providing a printed token in which a portion of the staging information is encoded.
A device for staging a money transfer transaction comprising:
- a personal computer interface for a sender to provide information in response to a transaction script;
- a code component for receiving information from the sender for a money transfer transaction, including a transaction type selection;
- a code component responsive to the information from the sender received at the personal computer interface, for building a staging record for the transaction, said staging record including at least a retrieval key to identify the staging record and a transaction type identifier;
- a code component for evaluating transaction information in the staging record against jurisdictional compliance rules;
- and
- a printer component for providing to the sender a printout including a machine readable staged transaction token with staging information stored thereon, including the retrieval key for use in transaction fulfillment.
A method of performing a money transfer transaction comprising:
- providing information at a personal computer for a money transfer transaction, including a transaction type selection, the information used to build a staging record for the transaction, said staging record including at least a retrieval key to identify the staging record and a transaction type identifier;
- receiving from a printer operably coupled with the personal computer a machine readable staged transaction token with staging information stored thereon, including the retrieval key for use in transaction fulfillment;
- and
- providing the token at a point of sale terminal for scanning to extract the staging record information.
Dependencies are inferred from the claim text.