US 2010/0250435 A1 · CARDHOLDER SYSTEM WITH IMPROVED SECURITY FUNCTIONS AND CORRESPONDING METHODS

Abstract

A cardholder system for holding electronic cards used for transactions includes a cardholder having a fraud protection mechanism. The system allows access to a card or to information stored on the card only upon entry of data uniquely identifying the owner of the system and the card or cards contained cardholder. Upon receipt of this identifying data, a card may be removed from the cardholder. The cardholder may also be used for contactless payment transactions without removing the card from cardholder. Accordingly, the cardholder includes an RFID tag or transponder for communication to a BLINK terminal, and the data required for the contactless transaction are transferred from a card in the cardholder to the RFID tag or transponder upon acceptance of the identifying data.

Claims16

Dependent claims

Cardholder system, comprising:

(a) a cardholder (1) comprising at least one receptacle for receiving and holding cards;
(b) user interface means (2, 30, 31, 32, 33) for entering personal identification data into the cardholder;
(c) means (27) for storing personal identification data in the cardholder;
(d) means (26) for comparing said entered personal identification data with the personal identification data stored in the cardholder;
(e) means (61) for providing access to a card in the cardholder if said entered and stored personal identification are similar;
wherein the cardholder further comprises:
(f) means (28, 29) for the transfer to the cardholder of information present on a card when the card is in the cardholder.

4 more elements

Dependencies are inferred from the claim text.

Cardholder system with improved security functions and corresponding methods

Life of this patent

Cardholder system with improved security functions and corresponding methods

Life of this patent

Abstract

Claims16