Virtual terminal for mobile devices
OwnerSrikanth Nandirajuinventor
Life of this patent
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Abstract
Systems and methods are disclosed herein to allow merchants having accounts with payment service providers to accept credit card payments using their mobile devices such as a cell phone, a PDA (Personal Digital Assistant) etc. A payment acceptance application running on the mobile device allows a merchant to enter the purchaser's credit card information and other billing information, to preview the information, to transmit the information to a remote website processing the payment, and to receive confirmation that the transaction has completed successfully.
Claims22
A payment acceptance apparatus comprising:
- a processor on a mobile device;
- and
- a memory adapted to store a plurality of machine-readable instructions for the mobile device wherein the memory is executed by the processor to provide:
- a payment acceptance application adapted to accept a financial card payment on the mobile device.
A method of accepting a credit card payment on a mobile device, comprising:
- displaying fields for entering order and billing information;
- accepting entries for the fields;
- transmitting said order and billing information for payment processing;
- and
- receiving confirmation of successful payment processing.
A computer program product in a mobile device comprising a computer readable medium having computer readable code for instructing a processor to perform a method, the method comprising:
- displaying fields for entering order and billing information;
- accepting entries for the fields;
- transmitting said order and billing information for payment processing;
- and
- receiving confirmation of successful payment processing.
Dependencies are inferred from the claim text.