Redemption of Reward Points as Cash and Deposit of Cash to Checking, Savings or Other Accounts

A method of redeeming rewards from a credit card rewards program, comprising:

• receiving, at a central server, information relating to an account of a user;
• determining, at the central server, that a predetermined condition has been met;
• responsive to determining that the predetermined condition has been met, redeeming points in a reward balance for cash;
• and
• depositing the cash into the account.

A method of redeeming reward points for cash, comprising:

• receiving account information relating to a checking or savings account of a user;
• storing the received account information;
• receiving user input to redeem points from a reward balance for cash;
• redeeming points from the reward balance for cash;
• receiving user input selecting an account associated with the stored account information;
• and
• depositing the cash into the account associated with the stored account information.

One or more computer-readable media storing computer readable instructions that, when executed, cause a processor to perform a method, comprising:

• receiving account information relating to a checking or savings account of a user;
• storing the received account information;
• receiving user input to redeem points from a reward balance for cash;
• receiving user input selecting an account associated with the stored account information;
• and
• depositing the cash into the account associated with the stored account information.