Method and system for operating an insurance program to insure a performance bonus of a person

An information processing system for operating an insurance program to insure a performance bonus of an insured person against an insured event, the information processing system comprising:

• a memory;
• a processor communicatively coupled to the memory;
• and
• a performance bonus insuring manager communicatively coupled to the memory and the processor, wherein the performance bonus insuring manager for:
• receiving a set of percentage bonus information, wherein the set of percentage bonus information indicates a percentage of an annual salary received by the insured person as a performance bonus in a predetermined prior period;
• receiving a set of health program status information associated with the insured person;
• and
• determining, based at least the set of percentage bonus information and the set of health program status information, at least a portion of an annual salary of the insured person payable as an insured performance bonus in an event of the insured event,
• wherein the set of health program status information is determined by:
• loading member application forms in a computer system managed by an insurance provider insuring the person, wherein a default setting is for all members to be opted-in to receive rewards based on accumulated credit values exceeding predetermined values;
• receiving, at the computer system managed by the insurance provider, one of a premium payment and a contribution payment from members of a medical insurance plan, wherein the insurance provider undertakes liability in the medical insurance plan in response to receiving one of the premium payment and the contribution payment;
• providing at least one of relevant health services and assistance in defraying expenses incurred in connection with rendering such relevant health services, by the computer system managed by the insurance provider to members who pay at least one of the premium payment and the contribution payment;
• defining, by the computer system managed by the insurance provider, at least one of a plurality of health-related facilities and a plurality of health-related services to be associated with the medical insurance plan;
• offering, by the computer system managed by the insurance provider, the at least one of a plurality of health-related facilities and a plurality of health-related services to members of the medical insurance plan;
• monitoring, by the computer system managed by the insurance provider, usage of the at least one of a plurality of health-related facilities and a plurality of health-related services by at least the insured person;
• allocating, by the computer system managed by the insurance provider in response to the monitoring, a credit value to the insured person according to the insured person's use of the at least one of a plurality of health-related facilities and a plurality of health-related services, wherein the set of health program status information is based at least on the credit value;
• and
• allocating, by the computer system managed by the insurance provider, rewards to the insured person who accumulate credit values exceeding predetermined values.

A computer readable storage medium for operating an insurance program to insure a performance bonus of an insured person against an insured event, the computer readable store medium comprising instructions to perform a method comprising:

• receiving a set of percentage bonus information, wherein the set of percentage bonus information indicates a percentage of an annual salary received by the insured person as a performance bonus in a predetermined prior period;
• receiving a set of health program status information associated with the insured person;
• and
• determining, based at least the set of percentage bonus information and the set of health program status information, at least a portion of an annual salary of the insured person payable as an insured performance bonus in an event of the insured event.