System and method for generating a leveraged investment plan to provide educational funds

Abstract

A system and method are provided for developing a leveraged investment plan to cover for higher education costs. The system may have an interface layer, which may have a data input module for entering financial information. The interface layer may further include a counselor/back office override module permitting a user to modify the financial information, or any dependent calculation. The system may further have a middleware layer having a calculation module, a reports module, and a forms module, all connected to data storage in a data storage layer. The calculation module may be configured to generate asset targets based on the financial information entered and the anticipated college costs. The calculation module may then use the asset targets to generate an asset structuring plan having recommendations and strategies for reducing the amount of assets used to calculate financial aid awards. The asset structuring plan may further include recommendations and strategies for leveraging assets to provide income to cover higher educations expenses. The reports module may generate a plurality of reports detailing the asset structuring plan. The forms module may use the financial information entered in conjunction with the asset structuring plan to generate and pre populate financial aid forms for submission to financial aid providers.

Dependencies are inferred from the claim text.