Item-level hold decisioning

An apparatus comprising:

• a communication interface configured to receive, from a deposit location during a single deposit transaction, information associated with a first deposit item in the single deposit transaction and information associated with a second deposit item in the single deposit transaction;
• and
• a processor configured to:
• determine, during the single deposit transaction, a first hold decision for the first deposit item based at least partially on the information associated with the first deposit item;
• determine, during the single deposit transaction, a second hold decision for the second deposit item based at least partially on the information associated with the second deposit item;
• and
• cause the communication interface to communicate information associated with the first hold decision and information associated with the second hold decision to the deposit location during the single deposit transaction.

A computer program product comprising a computer-readable medium, wherein the computer-readable medium comprises computer-executable program code portions stored therein, wherein the computer-executable program code portions comprise:

• a first program code portion configured to receive, during a single deposit transaction, information associated with a first deposit item in the single deposit transaction;
• a second program code portion configured to receive, during the single deposit transaction, information associated with a second deposit item in the single deposit transaction;
• a third program code portion configured to determine, during the single deposit transaction, a first hold decision for the first deposit item based at least partially on the information associated with the first deposit item;
• and
• a fourth program code portion configured to determine, during the single deposit transaction, a second hold decision for the second deposit item based at least partially on the information associated with the second deposit item, wherein the second hold decision is different than the first hold decision.

A method comprising:

• receiving, at a scanner, during a single deposit transaction, a first deposit item in the single deposit transaction and a second deposit item in the single deposit transaction;
• providing, at a user interface, during the single deposit transaction, information associated with a first hold decision for the first deposit item;
• and
• providing, at the user interface, during the single deposit transaction, information associated with a second hold decision for the second deposit item.

An apparatus comprising:

• a user interface;
• a scanner;
• and
• a processor configured to:
• cause the scanner to generate, during a single deposit transaction, a first image by scanning a first paper check and a second image by scanning a second paper check;
• and
• cause the user interface to indicate, at the user interface during the single deposit transaction, a first hold decision for the first paper check and a second hold decision for the second paper check.