Account Transaction Management Using Dynamic Account Numbers

Abstract

A method and a system for managing account transactions aim to effectively prevent account information from being compromised. The system generates a dynamic account number corresponding to a true account number of an account of a user and sends the dynamic account number to the user. The system stores the corresponding relationship between the true account number and the dynamic account number. The system conducts an account transaction requested by the user according to the dynamic account number supplied by the user and the corresponding relationship. The account can be a bank account, and the dynamic account number may be valid for a one-time use or set to expire after a certain period of time or a certain number of uses. The method and the system can make account transactions more reliable and safer, and effectively prevent user account information from malicious access.

Dependencies are inferred from the claim text.