Recording and reporting of driving characteristics with privacy protection
AssigneeIntelligent Mechatronic Systems Inc.
InventorOtman A. Basir
Life of this patent
Estimating the term…
Abstract
In a vehicle usage monitoring system, the privacy of the user is protected by performing some coding prior to sending the information from the user. Specific details of the user's driving history are converted to generalized codes that relate to insurance rates. Optionally, different types of vehicle information may be combined into generating the codes to be sent from the user in order to provide even more privacy. The codes may be used to calculate a vehicle insurance rate.
Claims15
A method of recording vehicle usage comprising the steps of:
- a) sensing data indicative of at least one vehicle operation characteristic, including a location of the vehicle;
- b) generating at least one code based upon the at least one vehicle operation characteristic;
- and
- c) determining an insurance cost based upon the at least one code.
A system for gathering vehicle usage data for use in determining vehicle insurance cost comprising:
- at least one sensor for determining at least one vehicle operation characteristic of the vehicle;
- at least one processor generating at least one code based upon the at least one vehicle operation characteristic;
- and
- the at least one processor determining an insurance cost based upon the at least one code.
Dependencies are inferred from the claim text.