US 2010/0135477 A1 · Verifying User Identity Using a Reverse Caller ID Process

Abstract

The present disclosure provides a method and a system for verifying identity of a user and a system for generating and maintaining verification codes. The method and the system use system-generated caller numbers as verification codes. When an application system needs to verify the identity of a user, the verification system generates a caller phone number and uses a communication switching system to place a call originating from the caller phone number to the user's phone. The user's phone has a caller ID display function to automatically display the caller number, which serves as a user identity verification code. The user provides the received caller number to the application system for user identity verification. No text messaging or other ways of communication is required. The method and the system can achieve reliable user identity verification. A centralized system may support multiple application systems for user identity verification.

Claims20

Dependent claims

A method for verifying identity of a user, the method comprising:

generating a user identity verification code;
placing a call to a user communication terminal using at least part of the user identity verification code as a caller number, wherein the user communication terminal is capable of displaying the caller number;
and
providing the caller number to an application system to enable the application system to verify the user's identity by matching a user input number with the caller number.

1 more element

Dependencies are inferred from the claim text.

Verifying User Identity Using a Reverse Caller ID Process

Life of this patent

Verifying User Identity Using a Reverse Caller ID Process

Life of this patent

Abstract

Claims20