Method for processing and routing financial transactions from capture points and authorized by financial institutions, implemented through software

“METHOD FOR PROCESSING AND ROUTING FINANCIAL TRANSACTIONS FROM CAPTURE POINTS AND AUTHORIZED BY FINANCIAL INSTITUTIONS, IMPLEMENTED THROUGH SOFTWARE”, built to perform routing of transactions among the self-service terminals of the owner networks to which the Company provides outsourcing services and the Financial Institutions owner of these networks or even among the Banco24Horas (24-Hour-Bank) network and the participant Institutions, wherein it presents a method that comprises a software for transaction routing, which works with input and output of standardized data in relation to data layout, form and translation, all these actions taking place in the internal parts of the software algorithm;

• every mechanism and tool mentioned is related to parts of the algorithm, or else, to smaller softwares that integrate the main software, being the data flow typical of a software and, therefore, data validations, user authentication and cryptographic treatment take place, as well as an interface, such as a graphic screen generated from the software codelines;
• the switch links the actions to be performed when messages or requests reach it, needing to be directed to a specific destination;
• the switch solution allows the configuration of the information set present in the transaction request message relevant to determining its destination (the entity responsible for its authorization);
• this mechanism allows the setting of the combination of the values that this information must have in order for the destination to be precisely inferred;
• this information set is composed, initially, by a BIN (or a BIN set), a service (transaction), a network and a terminal (to enable service pilots);
• when a destination is attempted to be defined through the consultation of this configuration, the more specific destinations are at first considered, and the more generic are examined afterwards.