Systems and Methods for Integrating Debt Collection and Debtor Aid Services

A method for utilizing information of a collection agency to market debtor aid services to debtors comprising:

• receiving, at a collection agency, information regarding a debt owed by a debtor to a creditor;
• generating a communication to the debtor requesting payment of the debt, wherein the communication to the debtor includes one of:
• an attachment directing the debtor to a website offering one or more debtor aid services or products;
• an insert directing the debtor to a website offering one or more debtor aid services or products;
• and
• other information directing the debtor to a website offering one or more debtor aid services or products;
• and
• receiving, at the collection agency, a commission from a provider of the website when the debtor makes a purchase from the provider of the website.

A method for utilizing information of a collection agency to integrate delivery of debtor aid services to debtors with the collection of outstanding debts comprising:

• receiving, at a collection agency and from creditors, information regarding debts owed by debtors to the creditor and subject to collection;
• generating a plurality of letters to the debtors requesting payment of the debt, wherein the letters to the debtors includes one of:
• an attachment directing the debtors to a website offering one or more debtor aid services or products;
• an insert directing the debtors to a website offering one or more debtor aid services or products;
• and
• other information directing the debtors to a website offering one or more debtor aid services or products;
• and
• receiving, at the collection agency, a commission from a provider of the website when each debtor makes a purchase from the provider of the website.