US 2010/0076836 A1 · CONSUMER INFORMATION AND PROMOTION SYSTEM

Abstract

Embodiments of the invention are directed to a system configured to receive and record product-level and consumer-level information about a plurality of consumer transactions across a plurality of merchants in real-time or near real-time. Product marketers can then access this information for marketing purposes. In one embodiment, product marketers store conditional promotional offers on the system and the system determines, for each consumer transaction that it receives information about, whether the consumer or the transaction satisfies the conditions of one or more promotional offers stored on the system. If the conditions of a promotional offer are satisfied, the system sends the offer to the consumer and/or applies the promotion to the current transaction. In one embodiment, the system is maintained by the bank holding the consumer's account and/or issuing the consumer's credit or debit card involved in the transaction.

Claims51

Dependent claims

A system comprising:

a memory device;
a communication device;
and
a processing device communicably coupled to the communication device and the memory device, wherein the communication device is configured to receive product-level information and consumer-level information about a plurality of consumer transactions with a plurality of different merchants, and wherein the processing device is configured to store the product-level information and consumer-level information in the memory device.

1 more element

Dependencies are inferred from the claim text.

Consumer information and promotion system

Life of this patent

Consumer information and promotion system

Life of this patent

Abstract

Claims51