Method and system for authenticating internet user identity

A method of authenticating an internet user identity, the method comprising cross-referencing and comparing at least two independent sources of information, the independent sources of information comprising at least two of:

• a. a geographical location associated with an Internet Protocol address of the internet user's computer;
• b. a geographical location of the internet user;
• c. a geographical location of a router associated with such internet user's computer;
• d. a geographical location of a communication voice device associated with said internet user;
• e. a geographical location of a WiFi unique ID associated with such internet user's computer;
• f. a geographical location of a WiMax unique ID associated with such internet user's computer;
• and
• g. a geographical location of a wireless terminal associated with such internet user;
• h. wherein at least one of said independent sources of information further comprises:
• i. updating a cached position of one said independent source of information of said independent sources of information;
• ii. determining whether said cached position is stale based upon a predetermined time period;
• iii. determining a second location of said one independent source of information based on said cached pre-transaction position if said cached pre-transaction position is not stale;
• iv. determining a third location of said one independent source of information based on a requested position if said cached pre-transaction position is stale;
• v. determining whether said first and second locations match in geographical proximity if said cached pre-transaction position is not stale;
• vi. determining a third location of said one independent source of information based on the requested position if said first location does not match in geographical proximity with said second location;
• vii. determining whether said first and third locations match in geographical proximity if said first location does not match in geographical proximity with said second location;
• and
• viii. generating an alert if said first and third locations do not match in geographical proximity.

An internet user authentication method comprising comparing a geographic location of an internet user IP Address and a geographical location of a communication voice device of such user wherein said communication voice device utilizes wireless technology, said user authentication method further comprising the steps of:

• a. identifying said Internet Protocol address of such internet user;
• b. tracing a first geographical location corresponding to said Internet Protocol address of such internet user;
• c. updating a cached pre-transaction position of said communication voice device of such internet user;
• d. determining whether said cached position is stale based upon a predetermined time period;
• e. determining a second location of said communication voice device based on said cached pre-transaction position if said cached pre-transaction position is not stale;
• f. determining a third location of said communication voice device based on a requested position if said cached pre-transaction position is stale;
• g. determining whether said first and second locations match in geographical proximity if said cached pre-transaction position is not stale;
• h. determining a third location of said communication voice device based on the requested position if said first location does not match in geographical proximity with said second location;
• i. determining whether said first and third locations match in geographical proximity if said first location does not match in geographical proximity with said second location;
• and
• j. generating an alert if said first and third locations do not match in geographical proximity.