System and methods for electronic signature capture in e-contracting transactions

A method for contracting for the acquisition by a customer of an asset offered by a vendor with financing provided by a third-party finance source, the method comprising:

• receiving an electronic contract including one or more signature fields, wherein the electronic contract includes a contract identifier embedded therein and one or more signature fields include signature identifiers embedded therein;
• printing the received electronic contract, including printing in a machine readable form the embedded contact identifier and one or more embedded signature identifiers;
• providing the printed contract to one or more contracting parties for execution, the parties including the customer, the vendor and the finances source;
• providing a holographic signature capture devices configured to capture one or more holographic signatures, the embedded contract identifier and the embedded signature identifiers;
• receiving from the holographic signature capture device one or more holographic signatures indicating execution of the contract by the contracting parties, including one or more of a customer signature, a vendor signature and a finance source signature, wherein each signature includes a signature identifier associated therewith and a contract identifier;
• and
• transmitting the received holographic signatures, contract identifier and signature identifiers to a remote e-contracting server for processing and storage.

A system for contracting for an acquisition by a customer of an asset offered by a vendor with financing provided by a third-party finance source, the system comprising:

• a credit aggregation management component configured to
• acquire from the customer information describing the customer;
• acquire from the vendor information describing the asset offered by the vendor;
• acquire from the finance source information describing the proposed financing;
• an e-contracting component configured to
• generate based at least in part on the acquired information an electronic contract having one or more signature fields;
• and
• provide the generated electronic contract to one or more contracting parties, the parties including the customer, the vendor and the finance sources;
• a holographic signature capture devices configured to
• capture one or more holographic signatures indicating execution of the contract by the contracting parties, including one or more of a customer signature, a vendor signature and a finance source signature;
• capture the contract identifier and one or more signature identifiers;
• and
• transmit the captured information to the e-contracting component;
• and
• a database configured to store the electronic contract and the one or more received holographic signatures associated with the electronic contract.