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US 2009/0024525 A1Published application
Vehicle Wallet
OwnerFrederick T. Blumer, Eric C. Berkobininventors
Life of this patent
Estimating the term…
Abstract
Disclosed are methods and systems related to electronic purchase transactions.
Claims25
A method for electronic purchase transactions, comprising:
- receiving a request for purchase approval at a user device from a point of sale device;
- receiving purchase approval at the user device from a user;
- transmitting the purchase approval to an in-vehicle device for purchase authorization;
- receiving a purchase authorization at the user device from the in-vehicle device;
- and
- transmitting the purchase authorization to the point of sale device, thereby completing the electronic purchase.
3 more elements
A method for electronic purchase transactions comprising:
- receiving a request for purchase approval at an in-vehicle device from a point of sale device;
- receiving purchase approval at the in-vehicle device from a user;
- authorizing the purchase;
- and
- transmitting the purchase authorization to the point of sale device, thereby completing the electronic purchase.
2 more elements
A vehicle wallet apparatus, comprising:
- a memory, configured for storing financial transaction data;
- a wireless transceiver, configured for transmitting and receiving financial transaction data to a user device;
- and
- a processor, coupled to the memory and the wireless transceiver, wherein the processor is configured for receiving the financial transaction data from the memory, for providing the financial transaction data to the wireless transceiver, and for enabling purchase completion between the vehicle wallet apparatus and a point of sale device.
1 more element
A vehicle wallet system, comprising:
- a user device, configured for receiving and approving a purchase request from a point of sale device and for obtaining a purchase authorization from an in-vehicle device;
- an in-vehicle device, configured for receiving a purchase authorization request from the user device, for obtaining a purchase authorization from a remote server, and for providing the purchase authorization to the user device;
- and
- a remote server, configured for providing a purchase authorization to the in-vehicle device.
1 more element
Dependencies are inferred from the claim text.